Privacy Policy
FACTS | WHAT DOES THE PEOPLES BANK DO WITH YOUR PERSONAL INFORMATION? |
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: When you are no longer our customer, we continue to share your information as described in this notice. |
How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Peoples Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does the Peoples Bank Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes
to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates everyday business purposes-
information about your transactions and experiences | No | We don't share |
| For our affiliates everyday business purposes-
information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
Questions? | Call (620)672-5611 or go to tpb.bank |
Who we are | |
| Who is providing this notice? | The Peoples Bank |
What we do | |
| How does The Peoples Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures and comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to your non-public personal information to those of our employees who need to know that information to provide products and services to you. |
| How does The Peoples Bank collect my personal information? | We collect your personal information, for example, when you
We collect your personal information from others, such as credit bureaus or other companies |
| Why can't I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
US Patriot Act
INFORMATION ABOUT PROCEDURES FOR OPENING ACCOUNTS WITH The Peoples Bank
On September 11, 2001, our lives changed forever. In an effort to protect you and our country, the USA PATRIOT Act was signed into law. To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you:
In compliance with Section 326 of the USA PATRIOT Act, information will be requested from you so that we may verify your identity to include, but not limited to, the following: Current valid driver’s license with photograph, social security card, current alien identification with photograph, date of birth, address, tax identification number, copy of Articles of Incorporation, Partnership Agreement, Trust Agreement (as applicable). The bank may use other resources such as credit bureaus or other means to verify this identity information.
The Peoples Bank supports all efforts to protect and maintain the security of our customers and our country.
Terms of Use
BEFORE USING THIS WEBSITE PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY.
We require that all visitors to our site adhere to the following terms and conditions. If you do not agree to the terms and conditions below, you should not access this site, or any pages therein.
Illegal Use
Unauthorized use of The Peoples Bank website and systems including but not limited to unauthorized entry into our Internet banking system, internal network, misuse of passwords, or misuse of any information posted on our website is strictly prohibited.
Website Content
Any and all information, materials, product offerings, services, terms and conditions are subject to change without notice.
Not all products and services advertised on this website are available in all geographic areas. We reserve the right to determine your eligibility for any product or service.
This website is not directed to children, although we may periodically advertise special accounts that may be appropriate for children. Parents of children interested in any of our online services should contact us at one of our many office locations.
Linked 3rd Party Sites
The Peoples Bank maintains this website to provide you with information about our products and services. For your convenience, we may also provide links to various third parties websites that may be of interest to you. The Peoples Bank does not control linked third party sites. When you click on links to third party sites, you will leave our website and will be redirected to another site. Linking to other third party sites is at your own risk. The content on linked sites may change without notice.
WE MAKE NO REPRESENTATION OR WARRANTY REGARDING THE ACCURACY OF THE INFORMATION CONTAINED IN LINKED THIRD PARTY SITES.
We suggest that you always verify the information obtained from linked sites before acting upon this information. The Peoples Bank is not an agent for linked third parties nor do we endorse or guarantee their products and services. The products and services offered by linked third parties are not products of The Peoples Bank and are not insured by any governmental agency such as the FDIC or the NCUA
Also, please be aware that the security and privacy policies on linked sites may be different from our policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party sites, please contact the third party directly.
Use of Information Submitted Through the Website
Any communication or material that you transmit to us through this website or through electronic mail may be used only by The Peoples Bank for the purposes described in our privacy policy. All information submitted to our website shall be considered and shall remain the property of The Peoples Bank; this information will only be used internally for the purpose intended or as allowed by law.
The Peoples Bank shall be free to use, for any purpose, any idea, concept, know-how or technique contained in information submitted by a visitor to us through this website and The Peoples Bank shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by direct customer relationship, or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing The Peoples Bank responsibilities and obligations to customers in accordance with our privacy policy.
If you need to communicate personal or confidential information, please do not use the email feature on this website, it is not a secure email service. Instead contact us by telephone, or you may use the secure mail feature within our Internet Banking Service.
No Warranties
Any dated information on this site is “As Of” its date only. We will use every reasonable effort to include accurate and up to date information on the site, but we make no warranties or representations as to the accuracy of the information, DATED OR OTHERWISE, AND WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS.
All information, materials AND services contained in this site, including graphics, links, AND ANY other items are provided “AS IS”, “AS AVAILABLE” to the user without express or implied warranties of any kind including the warranties of merchantability, non-infringement of intellectual property, fitness for any particular purpose, AND FREEDOM FROM COMPUTER VIRUS.
Trademark Notices
All registered and unregistered trademarks are the sole property of their respective owners. Unauthorized reproduction in whole or part is prohibited.
Copyright Notices
The Peoples Bank owns copyright in the pages, screens, text, sound recordings, and images appearing at this site unless otherwise indicated.
Limitation of Liability
The Peoples Bank will under no circumstances be liable to you and/or any third party for any damages including without limitation direct or any indirect, special, consequential, incidental or punitive damages whatsoever, arising in connection with this website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line or system failure, even if The Peoples Bank has been advised of the possibility of such damages.
FURTHERMORE, The Peoples Bank will not be liable for any difficulty in use, or for the incompatibility between this website and YOUR WEB BROWSER OR OTHER site accessing program. Nor will The Peoples Bank be liable for any other problems you experience due to causes beyond our control.
No license to you is implied in these disclaimers, except as may be otherwise expressly provided by written agreement between you and The Peoples Bank.
Governing Law
This agreement shall be governed by and construed in accordance with federal statutes and the laws of the State of Kansas.
This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
Additional Terms
Certain services or pages on this website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those services or pages.
Date Last Modified: July 29, 2014
Disclosure Statement – “Your Deposit Account”
Deposit Account Disclosure
The Deposit Account Disclosure is the Agreement that establishes the terms of the relationship between The Peoples Bank and you. The Agreement means this document and any subsequent amendments that we give you, including disclosures such as Truth-In-Savings, Funds Availability Disclosure, Electronic Funds, Substitute Check Disclosure, Privacy Disclosure and the schedule of Miscellaneous Fees and Other Charges.
The Deposit Account Disclosure and any other documents we give you pertaining to your account(s) are a contract that establishes rules which control your account(s) with us. Please read these documents carefully. By signing the signature card or continue to use your current account, you agree to these terms. Included with your Account Disclosure will be a schedule of rates, service charges, required balances and any other Miscellaneous Fees and Charges for your account. If you have any questions, please call us.
The Deposit Account Agreement, Service Charges and other Miscellaneous Fees may be amended at any time but you will be notified of any changes before they go into effect.
You may request a copy of the Deposit Account Disclosure and other Disclosures at the bank or request to have one mailed to you.